Financing for Swimming Pools: Here’s What You Need to Know

At The Pool Guy, we’ve been helping homeowners in Lafayette, Youngsville, Broussard, and Acadiana build their dream pools since 2008.

We know that a pool is a major investment, but you don’t have to pay for it all at once. Financing for swimming pools allows you to spread out the cost with flexible payment options—so you can start enjoying your backyard retreat sooner. Here’s what you need to know about pool financing options and how to get started.

 

Can You Finance a Pool?

Yes! Pools can be financed just like other home improvement projects. Many homeowners use loans to cover not just the pool itself but also decking, landscaping, and other upgrades.

 

Pool Financing Options

There are several ways to finance a pool, including:

✔️ Unsecured Home Improvement Loans – Offered by lenders like HFS Financial, these loans require no home equity, provide fixed interest rates, and offer terms up to 20 years.

✔️ Personal Loans – No collateral required, with fixed monthly payments and fast approval.

✔️ Home Equity Loans – Borrow against your home’s value for lower interest rates and predictable payments.

✔️ HELOC (Home Equity Line of Credit) – Flexible borrowing option with a revolving credit line based on home equity.

✔️ Builder Financing – Some pool companies, like The Pool Guy, work with lenders to offer simple financing options.

 

How Long Can You Finance a Pool?

Most pool financing terms range from 5 to 20 years, depending on the loan type and lender. A longer term lowers your monthly payment but may increase the total interest paid.

 

Flexible Financing with The Pool Guy

The Pool Guy makes financing your pool simple by offering customers multiple financing options through trusted lenders. Whether you’re looking for low monthly payments or competitive interest rates, we can help you find the best plan for your budget. Learn more about our pool financing options here:

👉 Explore Financing Options with the Pool Guy or

Call us at: 337.298.4746 to talk about your options and how we can help.